Welcome to JLT Independent

Life Science Insurance & Risk Management

Life sciences companies face a number of challenges that are inherent to their business, from the importance of ensuring their products are safe, to protecting their earnings. Additionally, they face a range of changing and emerging risks, from increasing regulatory scrutiny to supply chain complexities, sector consolidation, political risks, currency volatility, competition, increasing litigation and concerns over data integrity.

Underpinning these challenges is the need to protect your company’s reputation, especially in the age of social media. A product recall, cyber-attack, or a clinical trial that goes wrong, a whistle-blower complaint, could have a massive impact on your brand within a matter of days, or even hours.

JLT helps companies including pharmaceutical firms, research organisations, medical device manufacturers, healthcare providers, diagnostic centres and specialty chemical companies to identify and manage their risks and put in place effective risk financing solutions.


Sameer Rinwa

Director - Global Risk Group & Carrier Management, JLT Independent




We have achieved this prominence by placing clients at the centre of everything we do: understanding your risks, thinking deeply about your needs, putting our learnings and experiences of working on global programs and complex claims of life science companies to practical use and providing innovative solutions. We can manage your insurance requirements through our international network that operates in over 135 countries, giving you a single point of contact to deliver our expertise at both global and local levels. It is for this reason that we work with 6 of the top 10 pharmaceutical companies in India on their global liability insurance programs and do various advisory and other insurance related work for various small and mid-sized companies in the space. We have also been structuring insurance solutions for healthcare providers, diagnostic companies, research organizations etc.

What we do

We support you through improved insurance coverage and risk management practices and the creation of innovative insurance solutions, products and facilities. This is supplemented by:

  • Our leading Life Science and Chemicals conference
  • Regular life science bulletins
  • Regular news articles and updates
  • Value-added risk management services.

Our range of products and services, which are designed to meet your exact business requirements, include:

  • Risk consulting, placement and claims advisory
  • Global product and public liability insurance
  • Clinical trials Insurance
  • Non-Damage Business Interruption 
  • Product recall
  • Management liabilities
  • Cyber and crime
  • Employer’s liability
  • Pollution liability
  • Manufacturing E&Os
  • Transactional insurances (Warranties & Indemnities and Tax Liability)
  • Political risks